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CKYC, without the complexity.
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Search, Download, Create, and Update CKYC records through one integration. Go live faster with compliant onboarding flows and hands-on support from humans and AI agents.
Used by digital-first lenders, fintechs, and regulated onboarding teams.
Backed by trusted partners
CKYC should speed up onboarding.
Not slow teams down.
CERSAI onboarding, internal coordination, and setup dependencies often make CKYC slower and heavier than it should be.
Managing CERSAI onboarding is complex
Multi-step setup slows down time to go-live
Compliance + ops coordination gets heavy
Multiple teams involved before onboarding even starts
Non-compliant or partial CKYC flows
Vendors often support only search/download
Higher onboarding cost due to ops
Manual effort increases cost per user
Over-reliance on DigiLocker journeys
Even when CKYC records already exist
Limited vendor support post-integration
APIs without real onboarding or production help
Go live with CKYC faster, with idto.ai
Search, Download, Create, and Update CKYC records through one integration — with hands-on onboarding and support.
Multi-ID CKYC Search
Mobile, PAN, CKYC ID, Aadhaar details, and more
Instant CKYC Download
Fetch data where records already exist
CKYC Create + Update
Complete lifecycle support
Faster CERSAI onboarding
Guided setup and go-live support
Reduced DigiLocker dependency
Use CKYC where available
90%+ success rates
Where CKYC records exist and identifiers match
Real impact on your onboarding
<60 sec
onboarding
Where CKYC records are available
90%+
success rates
Higher completion vs repeated KYC flows
50%
Lower onboarding cost
Reuse existing CKYC data
80%
Reduced drop-offs
Less friction, faster journeys
Less
DigiLocker dependency
Avoid repeated document-based flows
Lower
ops effort
Automated, search-first onboarding
Faster onboarding. Lower cost. Better completion.
Got Questions?
We've Got Answers
Everything you need to know about CKYC with idto.ai
We support the complete CKYC lifecycle - Search, Download, Create, and Update.
CKYC onboarding, without the complexity.
Build on idto and focus on your product, not identity overhead.
Backed by trusted partners