Merchant onboarding and KYB workflows from one stack.

Verify businesses, owners, bank accounts, documents, and risk signals faster with one configurable KYB and merchant onboarding layer.

Built for teams across fintech, marketplaces, digital platforms, gig networks, and customer operations.

What this solves

Ops teams spend too much time checking PAN, GST, CIN, bank accounts, and owner details.

Entity data, director data, UBO checks, and bank verification often sit across different vendors.

Merchants need verified bank accounts before settlements.

Teams need cleaner logs, statuses, and decision trails for compliance and ops.

Support standardized business and merchant checks with one workflow layer.

Fetch business and owner documents where available.

Verify PAN, GSTIN, CIN, directors, UBOs, and business signals.

Validate merchant settlement and payout accounts.

Create configurable flows for documents, ownership, UBOs, and approvals.

Track merchant status, verification attempts, audit logs, and operations.

Use cases

Mix and match the idto APIs to ship fast identity and risk flows from merchant onboarding to safer collections.

Built for modern customer workflows across onboarding, fraud, operations, and recovery.