Faster policy onboarding, CKYC, and payout verification for insurance.

Simplify customer verification, CKYC workflows, bank account validation, and personalized engagement with idto's insurance-ready stack.

Built for insurers, brokers, claims teams, and digital policy platforms.

What this solves

Customers drop off when verification journeys are long or repetitive.

Search, download, update, and create flows need clean compliance handling.

Claims and refunds need accurate bank account verification before money movement.

Insurers need better reachability and engagement signals across the lifecycle.

Search, download, create, and update CKYC records for policy onboarding.

Fetch Aadhaar and other user-consented documents with smoother UX.

Understand number, reachability, customer activity, and engagement signals.

Verify policyholder and beneficiary bank accounts before payouts.

Add stronger identity confidence for higher-risk or remote journeys.

Track verification status, retries, and audit trails in one place.

Use cases

Mix and match the idto APIs to ship full identity and risk flows from onboarding to claims, payouts, and renewals.

Built for modern customer workflows across onboarding, fraud, operations, and recovery.